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Medicare Health Plans - Garner NC

Hey there, Garner North Carolina friends ! Welcome to HEARTWISE, where we’re here to make your Medicare journey as smooth as a gentle breeze on a Southern porch swing.

If the government could complicate anything, they’ve outdone themselves with Medicare. Let’s start with the basics. Original Medicare (Parts A & B) is like your favorite cornbread in a cast-iron skillet — it’s good, but it’s not going to make a whole meal for us.

It’s wise to have insurance for what Original Medicare doesn’t cover. If that seems complicated, fear not, because we’re here to keep things as simple as sweet tea in a mason jar. We get it …

  • You want simplicity.
  • You want to make informed decisions.
  • You want to dodge those unexpected medical bills.
  • You want a plan that’s as resilient as you are.

You know, if you’re in Garner, North Carolina, you’re in luck ─ a place where quality healthcare flows like the sweet tea at your favorite hometown cafe. Retirement communities, senior living facilities – you name it, Garner’s got it.

Now, you might wonder, “Medigap or Medicare Advantage?” That’s the age-old question.


First, let’s consider Medigap Supplement plans – simple and consistent. These bridge the gaps in Original Medicare and help safeguard you from unexpected costs by eliminating pesky out-of-pocket medical expenses that might sneak up on you. Medigap Supplements enable you to understand the premium costs, make informed decisions, and budget your healthcare expenses better.

But here’s the best part, you’ll have the flexibility to visit most quality doctors and hospitals nationwide that accept Medicare insurance without the frustration of network restrictions. Coverage goes with you when traveling in the U.S. and may cover emergency care abroad.

Just imagine the flexibility to choose your hospital and keep your own familiar doctors accepting Original Medicare (… which is the vast majority of providers). You’re in control, my friend! It’s your health, your way.


Everything gets more interesting when we’re talking about Medicare Advantage Plans. Advantage Plans provide your Original Medicare (Part A and Part B) benefits and most people like the range of options and extra benefits, which vary by plan. Many Advantage plans are coordinated care plans and contract with a network of doctors and hospitals (like HMOs, PPOs, or Special Needs Plans).

Perhaps the most compelling aspect of Advantage plans is that you can’t be denied coverage or charged more based on your health status.

We’ll help you find one that fits you like your favorite pair of well-worn jeans.


Worried about prescription costs? Let us review your medications and find a Part D plan to help keep your out-of-pocket expenses in check.


Here’s the deal …

  • A:) You can try to figure this out on your own (frustrating)
  • B:) Ask Mildred at bunco (risky)
  • C:) Or you can trust HEARTWISE – reliable, sort of like grandma’s cornbread recipe.

So, what’s on your mind? Worries about medical expenses? Confusion about your options? Fear of making the wrong decisions? We’re here to be your devoted listening ear — no chatbots or impersonal call centers here — just real people taking care of real people. We’re not just about Medicare — we’re about you.

P.S. Don’t forget to check out the Medicare Turning 65 Checklist we’ve prepared for you. Your healthcare future starts now, and we’re thrilled to be a part of it.

Not sure where to begin

Unsure where to begin? Complete the form, and we’ll be in touch.

    By submitting your information, you agree that a licensed insurance agent may contact you by phone or email to answer your questions or provide additional information about Medicare Advantage or Prescription Drug Plans or Medicare Supplement Insurance plans. This is an advertisement for insurance.


    We do not offer every plan available in your area. Currently we represent six organizations offering thirty products in your area. Please contact, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

    Not connected with or endorsed by the United States government or the federal Medicare program.

    HEARTWISE, a Senior Health Services affiliate
    Senior Health Services affiliate

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